Finance info
Financing a vending machine business
Vending is a proven, cash-based business — and the right finance structure makes it easier to start or grow. Here's what you need to know about financing a vending machine business in Australia.
A growing industry
Vending continues to grow across Australia, with demand for drinks, snacks, coffee and fresh food machines in workplaces and public spaces.
Asset-backed finance
Vending machines hold their value well, making them well suited to asset finance and chattel mortgage structures.
Flexible options
From a single machine to a whole route, finance can be tailored to how you operate and what you want to achieve.
Why finance your vending machines?
Buying vending machines outright ties up capital that could be used to grow your business. Financing lets you spread the cost over time, keep your cash free for stock and site placement, and — depending on the structure — may offer tax advantages.
What can you finance?
- New vending machines — drink, snack, combination, coffee and food machines
- Used vending machines — quality second-hand equipment and refurbished units
- A fleet of machines — finance multiple machines in a single facility
- Vending routes — finance to purchase an established route and machines
- Upgrades and expansion — adding machines to an existing operation
New start operators
You don't need to be an established business to get vending finance. We welcome new start operators — people buying their first machine or setting up their first route. In many cases no financials are required, and we can structure finance to suit a new operation. Talk to us about your plans and we'll help find the right solution.
How much can I borrow?
Loan amounts typically range from $5,000 up to $250,000 and beyond, depending on the equipment, your situation, and the lender. Repayment terms are available up to 60 months, so you can match repayments to your expected income from the machines.
What will it cost?
The cost of finance depends on the amount, term, structure, and your circumstances. Because we work with a range of lenders, we can find a competitive option for your situation. For an indicative idea of repayments, call us on 0412 025 552.
Ready to get started?
The quickest way to find out what you can borrow is to apply online or speak with a specialist. There's no obligation.